Managing your finances it absolutely essential; you need to make sure you are not spending more than you earn. Therefore, the key to managing your finances and staying financially healthy, there are several things you will want to keep in mind.

Perhaps most important, you need to establish a budget. There are several things to keep in mind regards to a monthly budget. First of all, your housing costs should be no more than 35 percent of your net monthly income and repaying debts should be no more than 50 percent .

Luckily, there are many free resources online that allow you to establish budgets. In particular, you may want to consider printable budget worksheets or a family budget worksheet printable. You can find a budget template for free and printable monthly budget worksheet on many different websites. Overall, a printable budget worksheets can help you to stay financially healthy.

Lastly, make sure you adhere to your budget. It helps to avoid paying with credit cards and to always use cash or debit.